December 11, 2013Interest-Only Mortgage Payments and Option-Payment ARMsOwning a home is part of the American dream. But high home prices may make the dream seem out of reach. To make monthly mortgage payments […]
December 11, 2013Predatory LendingOver the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too […]
December 11, 2013Should You Get a Low Down-payment Loan?Homebuyers who use conforming loans insured by FHA can pay as little as five percent down to borrow up to $417,000. But to qualify, you need […]
December 11, 2013A Home Or THE Home: Affordable vs. PerfectEveryone needs a home, but some of us just can’t settle for something less than we want in terms of location, space, storage, interior design and […]
December 11, 2013House-Hunting During The Holiday SeasonWhen you’re writing out the holiday shopping list, maybe it’s time to put your name on it and a home as the gift. If you’ve been […]
December 11, 2013Holiday Heads-Up for Year-Long ReturnsThe Holiday Season is fun, but this enjoyment comes with costs which are not always clear to us. The spotlight is normally on the visible cost […]
December 11, 2013Dual Agent: A Misunderstood ConceptIs the real estate agent you are working with representing your interests? Is she your agent? Is he a designated agent? Is she a dual agent? […]
December 11, 2013The Reality of Realty: Avoiding Promises You Cannot Keep and Debts You Cannot HonorIn the complex maze of the real estate industry, the most valuable advice is also the most simple. Do not make promises you cannot keep – […]
December 11, 2013Who Gets The Deposit When The Buyer Cancels?Even in a market with low inventory and high demand, there still may be reasons for a buyer to want to cancel a purchase agreement. When […]