What is an I-O mortgage payment?

Traditional mortgages require that each month you pay back some of the money you borrowed (the principal) plus the interest on that money. The principal you […]

Interest-Only Mortgage Payments and Option-Payment ARMs

Owning a home is part of the American dream. But high home prices may make the dream seem out of reach. To make monthly mortgage payments […]

Predatory Lending

Over the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too […]

Should You Get a Low Down-payment Loan?

Homebuyers who use conforming loans insured by FHA can pay as little as five percent down to borrow up to $417,000. But to qualify, you need […]

A Home Or THE Home: Affordable vs. Perfect

Everyone needs a home, but some of us just can’t settle for something less than we want in terms of location, space, storage, interior design and […]

House-Hunting During The Holiday Season

When you’re writing out the holiday shopping list, maybe it’s time to put your name on it and a home as the gift. If you’ve been […]

Holiday Heads-Up for Year-Long Returns

The Holiday Season is fun, but this enjoyment comes with costs which are not always clear to us. The spotlight is normally on the visible cost […]

Dual Agent: A Misunderstood Concept

Is the real estate agent you are working with representing your interests? Is she your agent? Is he a designated agent? Is she a dual agent? […]

The Reality of Realty: Avoiding Promises You Cannot Keep and Debts You Cannot Honor

In the complex maze of the real estate industry, the most valuable advice is also the most simple. Do not make promises you cannot keep – […]
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